But the execution of this idea, in my opinion, could have been done better. If you have enough money to buy 4 houses on the most expensive square on the board, why are you still renting various cheaper properties? Where do you live? Why are you 'just visiting' jail all the time? The idea of gaining a monopoly to win a game is an intriguing one. Circling the board,В being forced to pay rent to various landlords makes little sense.

The main problem I have with monopoly is that it is a financial-based game that isn't really based in reality. You then move to the outer portion of the board where you continue to invest until you increase your cashflow day income by $50,000. Once your passive income has surpassed your total expenses, you are out of the rat race. And you can pay off debt to reduce your expenses. On every turn you can choose to take out debt (you might be forced to). There is also a charity square where a donation grants you the ability to roll both dice for up to 3 turns. Or you might land on вЂDownsizedвЂ™, where you lose 2 turns and pay the amount equal to your total expenses to the bank. You might have a child which increases your expenses (tip: you donвЂ™t want a child in this game). There are also some unique/entertaining squares. The вЂDoodadвЂ™ square is effectively a one off expense that you have to pay, like a concert ticket or a jet ski. Or it might affect house prices/commodities etc. This might be a stock split/reversal (all shares in one company are doubled/halved respectively). You can decide whether to take it or not.ДЄ вЂMarketвЂ™ square dictates something happening in the market, which affects every player. This can be anything from a business opportunity, to real estate, to company shares. A big deal card will show you an opportunity costing more than $5000. If you land on вЂDealsвЂ™, you can pick up either a small or big deal card. If you land on or pass вЂPaydayвЂ™, you receive your monthly cashflow and add that to your cash ledger (this could be negative too if you have negative cashflow). During each turn you roll a single die and you move around the circuit. Everyone starts with positive cashflow and some savings but all of the exact numbers differ depending on your profession.Д®veryone starts in the smaller central circle also known as вЂThe Rat RaceвЂ™.

The money you have leftover after your expenses is your cashflow. Your only income is your salary and your expenses can include taxes, a mortgage, a school loan payment etc. You start by copying down your monthly income and expenses onto a financial statement. There are a couple of versions of this game floating around, some with more advanced features (see Cashflow 202).ДЄt the very start of the game you are randomly dealt a profession (eg. IвЂ™ll be covering the original Cashflow board game in this article, also known as Cashflow 101 (the classic version). The main concept of this game is that you start out with a 9-5 and your aim is to grow your passive income to the point where you can вЂget out of the rat raceвЂ™. Created by the author of Rich Dad, Poor Dad, Robert Kiyosaki (note, one of my favourite personal finance books). A much better board game,В in my opinion,В is Cashflow by Rich Dad.